INTEREST   RATES  ON  LOAN  &  ADVANCES  W.E.F.-01/05/2025
Sr.No. Type of the Loan & Advances Rate of Interest (%) 
1 Gold  Loan
Upto  4.00 Lacs-Bullet  Repayment 9.00
Above 4.00 Lacs 9.00
Cash Credit /Overdraft  against -Gold Ornaments 9.00
For- Farmers/Ladies & Weaker Section 9.00
For Businessman/Professionals 9.00
2 Vechicle Loan 
For Margin-20%to 25% 10.00
For Margin-30% 9.00
For Margin-40% 8.00
Three Wheelers & Commercial Vechicles 11.00
EBYKE 9.50
3 Salary Guaranttee  Loan 10.00
4 Salary against Overdraft Loan 10.00
5 Housing Loan 8.50
6 Loan for MSME-(SSI)-CASH CREDIT/TERM LOAN 11.50
7 Overdraft  against Security of Fixed Assets(Term Loan) 11.50
8 (Mortgage Loan)-CC TYPE 11.50
9 Loan for Traders/Professionals /Cash-credit/Term Loan/Hypothecation 10.50
Professionals  - CA, ADVOCATE, ENGINEERS 10.50
Medical Practitioners 10.50
10 Warehouse Loan
For Loan Amount Upto 60% of the Goods Value 9.00
For Loan Amount Upto 65% of the Goods Value 9.50
For Loan Amount Upto 65% of the Goods Value 10.00
11 Personal  Surety Loan 13.00
12 Loan against  - Daily Pigmy Deposit Collection 
Upto 2 Lacs *17.00
Above 2 Lacs(With Security) *16.50
13 Consumer Loan(For purchase of TV,Freeze,Washing Machines etc. 12.00
14 Loan against security of the Old Vechicles 11.70
15 Loan to builders (CRE) 12.50
16 Overdraft against Term Deposits of our bank 1.00
17 Loan  against  NSC/KVP/LIC Policies 9.00
18 Education Loan 12.00
21 Loan  to  Self  Help  Group (JLG) 21.00
22 loan for Solar Appliances-Aditya Solar Yojana 9.00