| INTEREST RATES ON LOAN & ADVANCES W.E.F.-01/05/2025 | ||
| Sr.No. | Type of the Loan & Advances | Rate of Interest (%) |
| 1 | Gold Loan | |
| Upto 4.00 Lacs-Bullet Repayment | 9.00 | |
| Above 4.00 Lacs | 9.00 | |
| Cash Credit /Overdraft against -Gold Ornaments | 9.00 | |
| For- Farmers/Ladies & Weaker Section | 9.00 | |
| For Businessman/Professionals | 9.00 | |
| 2 | Vechicle Loan | |
| For Margin-20%to 25% | 10.00 | |
| For Margin-30% | 9.00 | |
| For Margin-40% | 8.00 | |
| Three Wheelers & Commercial Vechicles | 11.00 | |
| EBYKE | 9.50 | |
| 3 | Salary Guaranttee Loan | 10.00 |
| 4 | Salary against Overdraft Loan | 10.00 |
| 5 | Housing Loan | 8.50 |
| 6 | Loan for MSME-(SSI)-CASH CREDIT/TERM LOAN | 11.50 |
| 7 | Overdraft against Security of Fixed Assets(Term Loan) | 11.50 |
| 8 | (Mortgage Loan)-CC TYPE | 11.50 |
| 9 | Loan for Traders/Professionals /Cash-credit/Term Loan/Hypothecation | 10.50 |
| Professionals - CA, ADVOCATE, ENGINEERS | 10.50 | |
| Medical Practitioners | 10.50 | |
| 10 | Warehouse Loan | |
| For Loan Amount Upto 60% of the Goods Value | 9.00 | |
| For Loan Amount Upto 65% of the Goods Value | 9.50 | |
| For Loan Amount Upto 65% of the Goods Value | 10.00 | |
| 11 | Personal Surety Loan | 13.00 |
| 12 | Loan against - Daily Pigmy Deposit Collection | |
| Upto 2 Lacs | *17.00 | |
| Above 2 Lacs(With Security) | *16.50 | |
| 13 | Consumer Loan(For purchase of TV,Freeze,Washing Machines etc. | 12.00 |
| 14 | Loan against security of the Old Vechicles | 11.70 |
| 15 | Loan to builders (CRE) | 12.50 |
| 16 | Overdraft against Term Deposits of our bank | 1.00 |
| 17 | Loan against NSC/KVP/LIC Policies | 9.00 |
| 18 | Education Loan | 12.00 |
| 21 | Loan to Self Help Group (JLG) | 21.00 |
| 22 | loan for Solar Appliances-Aditya Solar Yojana | 9.00 |