INTEREST RATES ON LOAN & ADVANCES W.E.F.-01/05/2025 |
Sr.No. |
Type of the Loan & Advances |
Rate of Interest (%) |
1 |
Gold Loan |
Upto 4.00 Lacs-Bullet Repayment |
9.00 |
Above 4.00 Lacs |
9.00 |
Cash Credit /Overdraft against -Gold Ornaments |
9.00 |
For- Farmers/Ladies & Weaker Section |
9.00 |
For Businessman/Professionals |
9.00 |
2 |
Vechicle Loan |
For Margin-20%to 25% |
10.00 |
For Margin-30% |
9.00 |
For Margin-40% |
8.00 |
Three Wheelers & Commercial Vechicles |
11.00 |
EBYKE |
9.50 |
3 |
Salary Guaranttee Loan |
10.00 |
4 |
Salary against Overdraft Loan |
10.00 |
5 |
Housing Loan |
8.50 |
6 |
Loan for MSME-(SSI)-CASH CREDIT/TERM LOAN |
11.50 |
7 |
Overdraft against Security of Fixed Assets(Term Loan) |
11.50 |
8 |
(Mortgage Loan)-CC TYPE |
11.50 |
9 |
Loan for Traders/Professionals /Cash-credit/Term Loan/Hypothecation |
10.50 |
Professionals - CA, ADVOCATE, ENGINEERS |
10.50 |
Medical Practitioners |
10.50 |
10 |
Warehouse Loan |
For Loan Amount Upto 60% of the Goods Value |
9.00 |
For Loan Amount Upto 65% of the Goods Value |
9.50 |
For Loan Amount Upto 65% of the Goods Value |
10.00 |
11 |
Personal Surety Loan |
13.00 |
12 |
Loan against - Daily Pigmy Deposit Collection |
Upto 2 Lacs |
*17.00 |
Above 2 Lacs(With Security) |
*16.50 |
13 |
Consumer Loan(For purchase of TV,Freeze,Washing Machines etc. |
12.00 |
14 |
Loan against security of the Old Vechicles |
11.70 |
15 |
Loan to builders (CRE) |
12.50 |
16 |
Overdraft against Term Deposits of our bank |
1.00 |
17 |
Loan against NSC/KVP/LIC Policies |
9.00 |
18 |
Education Loan |
12.00 |
21 |
Loan to Self Help Group (JLG) |
21.00 |
22 |
loan for Solar Appliances-Aditya Solar Yojana |
9.00 |